Exploring Saving Performance in an IDA Program: Findings for People with Disabilities (Report‪)‬

Asset development policies have been promoted as a means to create a more inclusive "ownership society." During the past few years, asset-building scholarship has begun to focus specifically on marginalized groups, including people with disabilities. Using a sample of individual development account (IDA) program participants (N = 376), the authors examine effects of disability status on IDA saving performance. They also assess variations in saving performance by individual and programmatic characteristics. Results suggest that disability status, in addition to a number of individual and program characteristics, is associated with saving performance in an IDA program. Implications for practice and scholarship are presented. KEY WORDS: asset building; disability; IDAs; institutional characteristics; savings