Farm Bureau Mutual Insurance Company

Defendant Karen J. Moore appeals as of right from an order of the Macomb Circuit Court granting plaintiff summary Disposition, in its declaratory judgment action, pursuant to MCR 2.116(C)(9), on the ground that defendants failed to state a valid defense to the complaint. We affirm. The underlying suit which prompted the declaratory judgment action at bar stems from injuries defendant Karen Moore suffered at the construction site of her parents' cottage. While watching her husband, father, brother, two brothers-in-law, and a sister's boyfriend work on the cottage, she was struck in midback by a falling wall. She suffered permanent injury to her spinal cord, resulting in total paralysis of her lower body and confinement to a wheelchair.