Fingrom Help Manual

Take control of your money with a free, private, cross-platform finance app — and learn how to use it well.

Fingrom Help Manual is the complete guide to Fingrom, an open-source financial accounting application without ads, subscriptions, or limitations, available on iOS, Android, macOS, Windows, Linux, and the web. Your financial data stays on your own devices, with encryption, biometric protection, and direct device-to-device synchronization instead of someone else's cloud.

This book goes beyond button-by-button instructions. Each chapter pairs proven personal-finance principles with practical steps in the app, so you understand not only "how" to do something, but "why" it works.

Inside you will learn how to:
- Build a budget that lasts — apply the 50/30/20 rule, zero-based, incremental, and envelope methods with fixed, relative-to-income, or unlimited limits, seasonal monthly coefficients, and weekly, monthly, or yearly intervals.
- Read your finances like an accountant — understand balance sheets, income statements, and cash versus accrual methods, and see them in Fingrom's six-month Summary table.
- Organize your accounts — cash, bank accounts, cards, deposits, and loans in any currency, grouped into a simple hierarchy, with correct opening balances when migrating from another tool.
- Record transactions in seconds — bills, incomes, and transfers, smart category suggestions, split receipts, purchases in foreign currencies, and recurring payments.
- Import your history — step-by-step CSV, QIF, and OFX examples for bringing in bank statements.
- Reach your goals — set SMART savings goals, see exactly how progress is calculated, and know how much to save each month to stay on schedule.
- Spot trends early — use the Monte Carlo budget forecast, candlestick charts, and year-to-date metrics.

Worked examples, tables, and practical tips close every chapter. The final chapter honestly compares Fingrom with desktop double-entry software and commercial cloud services, outlines its strengths and limitations, and shares where the application is heading next.

Whether you are tracking expenses for the first time, moving away from spreadsheets, or looking for a private alternative to subscription budgeting apps, this manual will help you plan, record, review, and improve your finances with confidence.

No accounting background required.