Hause v. Bresina

1. Patricia Hause and Richard Bates, individually; and Todd, Jeffery, Bradley, and Alexis Bates, by their guardian ad litem, (the Bateses) bring this interlocutory appeal of a non-final order for declaratory relief limiting the insurance liability of Old Republic Insurance Company. The Bateses claim the circuit court erred when it determined their negligent infliction of emotional distress and wrongful death claims stemming from the death of Deborah Hause-Bates were covered by Old Republic's policy's $100,000 ""each person"" coverage rather than its $1,000,000 ""each occurrence"" coverage. We granted the Bateses' petition to determine which policy clause covers their claims. We conclude their claims are covered by the ""each person"" clause and affirm the circuit court's order. BACKGROUND