The facts most favorable to the judgment disclose that on the morning of December 22, 1976, a home which the Mangios were
purchasing on contract from John and Norma Walker (Walkers) was destroyed by fire. Manginos lost most of their personal possessions.
Several hours before the fire, which was reported at approximately 1:00 a.m., Manginos and their children had left home to
visit with relatives in Ohio during the Christmas holidays.