Striking out on your own for the first time is exhilarating. But in a culture full of bad advice, predatory banks, and splurge-now-pay-later temptations, it can also be extremely dangerous—leading you to make financial decisions that could hurt you for years to come. Combine this with a slumped economy, mounds of student loans, and dubious examples from reality TV stars to politicians to your own parents, and it’s no wonder so many twenty-somethings are struggling.
Twenty-three-year-old Zac Bissonnette—the author of Debt-Free U—knows exactly what you’re going through. He demystifies the many traps young people fall victim to in their post-college years. He offers fresh insights on everything from job hunting to buying a car to saving for retirement that will give you a foundation for a secure, stable, and happy life. In the process, he reveals why FICO scores are overrated, online job applications are a waste of time, car loans are for suckers, and credit card rewards are a scam.
With detours to discuss wine connoisseurs, Really Broke Housewives, and Lenny Dykstra, Zac shows you how to make better choices today so you can be richer, smarter (and better-looking!) for years to come.
Customer ReviewsSee All
Great read & not just for college grads.
Although this book covers ground that many others have in the past, I loved it because of its simplicity, honesty, dry wit, and pragmatism. Quite frankly I think every parent should read it first, start applying the concepts and then tell their kids about it. Also liked all the references to other books & resources to implement some of the strategies. Do yourself a favor. Read this book and reclaim your (financial) life.
Review by Harj Gill
It's great to laugh while learning!!
Life is too short to waste time and money. I'm not sure how Zac amassed all this knowledge but there will be thousands of financially secure people who will say in twenty-years "that Zac was the key" and the person next to them will say "thanks for sharing the book...genius!" So read this book because it explains what my parents taught me and they own their home, cars, educations and subsequently their time.
Laugh and learn, then go save yo monnaaayyyy!
Read and apply the knowledge!
Enjoyable to read and shows you the path toward financial independence.