New Beginnings: A Survival Guide

A successful retirement takes thoughtful planning, discipline, and action. It does not just happen. Embracing the future describes the author's approach to retirement and transition into what became an exciting next chapter of his life's journey. There were lessons learned and discovery of keys to a successful transition. To reduce the "fear factor" associated with retirement, the author strongly advises to eliminate credit card debt and have your head in the right place psychologically. The first mitigates the urgency often felt to seek immediate employment, and the second calms the nerves and induces a more positive attitude regarding "what next." Also, don't rush decision-making. Evolve into your transition while rediscovering yourself. Maintain a positive attitude and embrace your future with joy. You earned it.