There's only one word to describe the way Natalia Ortiz lives her life – fast. She's got big plans to be a Hollywood stunt double someday. Since she graduated from college, she's never stayed in one place for longer than a few months. That changes when her mom passes away and her dad is left suffering from heart disease with no one to help him manage the family gym. She has to move back home.
Ethan Anderson has a firm grip on life – he has a house, a car, and a well-paying job assessing insurance risk for one of the biggest firms in Philly. He had a brief fling with Natalia a year ago, but broke it off when she left for Spain, insistent on running with the bulls and probably being violently murdered by one in the process. He liked her way too much to think of her risking her life every other day without him there to watch over her. So when he gets a call to draw up a new insurance policy for The Knockout Brothers gym, now under new management, he's shocked to find that it's Natalia –the fiery, fun, sexy woman he's never stopped thinking about - at the helm.
Aside from Ethan's romantic interests, there's one big problem with Natalia's bungee-jumping and gun-range visits; as a new business owner, Natalia needs insurance. It'll be way too expensive if she insists on a daredevil lifestyle – unless Ethan finds some very creative loopholes. Natalia comes up with a proposal: If she can take him on some blood-rushing dates and convince him the wild side is the place to be, he'll help her get covered at a price she can afford. If, however, he can make her fall in love with quiet evenings at home, she'll agree to give up her thrill-seeking and spend a safe, secure future in his arms, where Ethan desperately wants her to stay.
When the landscape of Natalia's life changes yet again, however, and she gets the chance to leave do what she's always wanted, which part of her heart will she listen to – the one that wants to be with Ethan, or the one that craves adventure? And if she regrets her choice, will there be any going back?