Charlotte is in a panic because her period is late. Usually, it’s very regular. Her parents think she is still a virgin. Her father is president of the bank that has been in their family for generations. He is training her to become president when he retires and this is not a good time to be pregnant. She should have gone to Betsy when she was horny to get the satisfaction and discipline she needs. Now she has to figure out who is the father. Is it Adrian, Brian, or Joel? All the characters are over the age of 18, there is no sex between family members, and all sex is consensual.