Running a business and being a temporary mommy to her sister's seven-month-old are two full-time jobs. The last thing Lily Gleason needs is to be audited! Then the Halo Island jewelry designer meets her new accountant. Carter Boyle is a man who inspires trust. He's also sexy, single… and Lily is thrilled that he's bonding with her infant niece. Has Mr. Right finally come along? But Carter has a precious secret that could make or break Lily's trust in him… Unless he can trust her with the truth.