Rich AF
The Winning Money Mindset That Will Change Your Life
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3.9 • 104 Ratings
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- $7.99
Publisher Description
NEW YORK TIMES BESTSELLER
From TikTok star and Your (favorite) Rich BFF Vivian Tu, the definitive book on personal finance for a new generation
When Vivian Tu started working on Wall Street fresh from undergrad, all she knew was that she was making more money than she had ever seen in her life. But it wasn’t until she found a mentor of her own on the trading floor that she began to understand what wealthy people knew intuitively—the secrets to beating the proverbial financial game that has, for too long, been male, pale, and stale.
Building on the lessons she learned on Wall Street about money and the markets, Vivian now offers her best personal finance tips and tricks to readers of all ages and demographics, so that anyone can get rich, whether you grew up knowing the rules to the game or not. Vivian will be your mentor, dispensing fresh, no-BS advice on how to think like a rich person and create smart money habits. Throughout the pages of Rich AF, Vivian will break down her best recommendations to help you:
Maximize your earnings to get more out of your 9-to-5Understand the differences between savings accounts, and where you should keep your moneyIdentify the tax strategies and (legal) loopholes you need to retire in styleOvercome investing fears to secure wealth for generationsAnd much more!
Rich AF will equip readers with the tools and knowledge to not only understand the financial landscape, but to build a financial strategy of their own. And with Your Rich BFF at your side, you’ll be able to start your financial journey already in an affluent mindset, making the most of your money and growing your wealth for years to come.
PUBLISHERS WEEKLY
Tu, a former J.P. Morgan equities trader, debuts with a spry crash course for how young people can build wealth. Offering shrewd if standard advice on budgeting, investing, saving for retirement, and boosting one's income, she recommends that novice investors buy into low-risk target-date and index funds, and that readers "work your network" to find better-paying job opportunities. The guidance emphasizes practicality, as when she provides a sample script for negotiating a raise at work. The chatty tone keeps the financial discussions light ("Rich people budget... like hell. I do. All my rich besties do," she writes on the importance of setting spending limits), and Tu is remarkably candid about the mechanisms undergirding wealth inequality, contending that rich people don't advertise their financial strategies because "a lack of financial literacy keeps our working class working" and that "women, POC, and the LGBTQ+ community have simply not had the equal opportunities to build wealth." However, Tu's realism sometimes comes into tension with her optimistic guidance: if "for most people, it's no longer possible to save or work your way to rich," why promise readers "are going to be Rich AF" by following her saving and career advice? Still, it's a peppy primer on getting one's finances in order.
Customer Reviews
Great for a rookie only
This book is only for a true beginner. If you are already knew what to do and knew how to manage your finances, then this book is not for you. I succumbed to the epilogue of hers, so I bought it hoping to learn something that I never knew before but I was wrong. Stay away if you are in your mid career and know a good amount of financial and stock markets information because you will get disappointed with this book. Great information for a rookie and people who have no clue about investing.
Quick and insightful read
Loved all the power this book gave me to negotiate and advocate for my money. Learned so much I already put into action!
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傻B🪵🪝女权