The 1-2-3 Money Plan

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100% Practical, 100% Specific Financial Advice Everyone Can Use: Exactly What to Do and Exactly How to Do It Specific steps to follow, Web sites to visit, top-value products to choose! Spend less painlessly, by slashing expenses you really don’t care about Three-step action plans for everything from college and retirement savings to cellphone service
This book delivers the fast, straight-to-the-point help you need to be smart about every dime you spend and every dime you save!

We’re not talking dumpster diving here--or complicated financial strategies that require a Ph.D. to use. Greg Karp gives you simple three-step plans for everything from buying food to cutting debt: exactly what to do and how to do it, including specific numbers to call and specific Web sites to visit. You’ll learn how you can stop wasting money on things you don’t care about, so there’s more left for what you do care about!

Other books try to help you make “perfect” financial decisions--but they’re so complicated you’ll never use them. This one shows how to make “good enough” choices right now. You’ll actually use it--and it will transform your financial life!

Today, frugal is the name of the game. But you don’t have to take a vow of poverty: You just have to be smarter about how you spend, save, and invest. Sound hard? Not anymore. In The 1-2-3 Plan, top personal finance columnist Greg Karp offers 100% practical, 100% specific financial advice everyone can use...organized into simple three-step plans that tell you exactly what to do and how and where to do it!

Discover how to save money by putting your bills on autopilot...which specific brand names to buy in everything from index funds to cellphones...how to improve your credit rating...how to get the right insurance, without wasting money on unnecessary coverage...easier ways to save for college and plan for retirement...and a whole lot more. Finally: simple, reliable financial advice you can act on, from an award-winning expert you can trust!
Don’t be paralyzed by perfection: Be “good enough”
Better a “good” decision now than a “perfect” decision “someday” Just set it and forget it
Make the financial decisions you only need to make once and can then ignore for years Stop wasting money on things you don’t care about
Plug wasteful spending leaks, so you can redirect cash to things you truly care about Easy step-by-step techniques, specific recommendations
What to buy, in everything from mutual funds to cellphone service