The Budget Kit - Sixth Edition

The Budget Kit offers consumers solid, user-friendly and time-tested concepts for managing their money more efficiently and effectively.


Having been in the bookstores for over three decades, The Budget Kit, with its adaptable, easy-to-use workbook format, enables you to make positive changes in your financial future by successfully organizing and managing your finances…no matter what your situation is today. 


The Budget Kit is filled with practical forms and tools you can use to organize and keep track of your finances. By providing you with monthly and yearly snapshots of your personal and family finances along with more than 50 different worksheets, forms and charts, The Budget Kit can help you:


•Create monthly and yearly budgets

•Organize and maintain daily and monthly records of financial information

•Plan and manage a budget, even on a variable income

•Find spending leaks

•Reduce debt using the unique debt-reduction calculator

•Anticipate monthly and yearly expenses, avoiding unpleasant surprises

•Navigate online finances

•Track medical expenses and flexible spending accounts

•Gain confidence and financial peace of mind


This workbook covers everything from daily expenses and periodic surprise expenses to gift giving, online password records, child support, medical expenses, mail order purchases, holiday expenses, investments, savings, tax-deductible expenses and so much MORE…


In this completely revised and updated edition, Judy tackles the unique challenges of current society, including increased use of debit cards, automatic withdrawals, direct paycheck deposits, and online bill payment systems.


Judy Lawrence, trusted Budget Coach and Personal Financial Counselor, uses straightforward and easy-to-understand exercises to teach readers how to meet their financial needs and goals.


With Judy's tried-and-true guidance, you can get your spending under control and create a budget that will finally put you on the road to financial freedom!