Matthew McDowell was an eighteenth century sea captain. Now he's trapped in a falling-down Caribbean mansion, doomed to spend eternity stalking the man who killed him and hating the woman who betrayed him. Kathryn is a modern-day New Yorker. She's been having erotic dreams about a gorgeous, dangerous man. She tells herself that dreams are only dreams—until she visits the mansion she inherited from her father and finds that she’s also inherited a ghost who's convinced she's the woman who betrayed him 240 years ago...a ghost who's torn between taking her to his bed or taking her life.