The Real Money Guide

Most personal finance books fall into two categories: oversimplified basics that don't address real problems, or advanced strategies that assume you already have your financial house in order. The Real Money Guide bridges that gap—because its author has lived on both sides.
David Kim had all the credentials: the MBA, the certifications, the six-figure tech career. And he still went bankrupt in his forties after a restaurant venture ended in betrayal. What followed wasn't just financial recovery—it was a complete transformation in how he understood money, success, and resilience.
Part I tells that story. Not a sanitized success narrative, but the raw reality of watching everything collapse, filing for bankruptcy, and rebuilding from scratch through management consulting before eventually reaching senior leadership roles at Honeywell, Genpact, and Amazon Web Services.
Part II is the manual David wishes he'd had—during both his failures and his successes. Organized into five comprehensive sections, it covers:

Core Financial Foundations: Budgeting, debt management, banking strategies, emergency funds, and student loan navigation
Protection & Security: Credit management, insurance fundamentals, and digital financial security in an increasingly complex world
Wealth Building: Investment strategies, real estate fundamentals, and multiple paths to financial growth
Career & Income: Maximizing earning potential, understanding complex compensation structures like RSUs and stock options, and optimizing tax efficiency
Family & Legacy: Building strong financial partnerships, teaching money management across generations, and estate planning essentials

Whether you're rebuilding after setbacks, managing newfound success, or helping your own children navigate their first Big Tech offer, this guide provides battle-tested strategies for every stage of your financial life.
This isn't theory. Every strategy has been tested through market cycles, career changes, bankruptcy proceedings, and family obligations. The missing manual for financial recovery—from someone who needed it most.