There are four things you can do with money: spend it, save it, invest it, and give it away. Understanding all four of these things can make you wealthy. Part I includes how to accumulate $1,000,000, even with salaries less than $65,000 per year. Part II is how to save $100s and $1,000s per month, live well, and still pay all your bills. Part III covers how to invest your savings from Part II. Part IV concludes with the most important step in becoming wealthy.