Understanding the Basics of Legal Liability Claims

Legal Precedence at the time when I was adjusting claims in India was not a common consideration. It took me almost six years to get to a stage where I could understand and appreciate the basic concepts underlying legal terms since immigrating to Canada in 2012. It has been a roller coaster ride for me, both scary and enthralling at the same time. Luckily, I had great company all through my journey. That’s what inspired me to write this book. It is my attempt to provide a basic understanding of the legal concepts used in handling insurance claims, from an insurance adjuster’s perspective. I have tried to tone down these concepts to simple terms, that could be easily followed by anyone not pertaining to the profession of law. I have discussed the day to day concepts, such as Final Release, Reservation of Rights Letter and similar other terms encountered by a claims professional while adjusting insurance claims.