Who's Laughing Now‪?‬

When Freddy wins Lotto, he leaves family and friends behind to discover his roots in Italy. He meets Carmen, a Spanish beauty, and they live a luxurious life in a rented villa until her ex-boyfriend intrudes. He forces Freddy to undertake a dubious delivery, which Freddy later learns is a fake drug transaction. Robbers steal the package from him and Ricardo threatens him harm unless he pays for the loss. Freddy escapes and two backpackers hide him from Ricardo. He spends the night in a backpacker hostel. The younger crowd makes him uncomfortable because he is out of his comfort zone and he regrets not using his wealth to find better accommodation.
When he leaves, he discovers a marina. A millionaire boat owner invites him to go sailing, and Freddy ends up overboard when he does not reciprocate the man’s advances. While drowning his sorrows, he befriends three men in a bar. They invite him to a party where two young women offer their services. Freddy does not participate in the orgy and regrets his abstinence in the morning. He travels to the next town and meets Marta. However, her jealous son scuttles the promise of a relationship by taking Freddy to a brothel. While he broods over his loss, Freddy falls into the hands of the law when he consorts with a questionable young woman. She invites him to stay with friends on a farm. He escapes from the commune when a ritual baptism points to cult activity.
Two men save him from rampaging football fans and befriend him, before they drug and kidnap him. They are working for Freddy’s wife. Under the threat of torture, he transfers the money as designated. After he concludes the transaction, his wife confronts him. She tells him she is setting up a new life with his best friend. Freddy returns home, but life is not the same after his experiences. He hibernates until, after a visit to the pub, he passes the lucky news agency and spots the sign for a major jackpot. He buys a ticket and thinks, you never know, do you?