Retire Early the Non-Penny-Pinching Way
A practical action guide for financial independence and early retirement from the popular Our Next Life blogger.
In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most?
Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not!
Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps.
You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.
Not very deep but it covers a wide variety of early retirement considerations
While Work Optional quickly touches on many considerations which are necessary for early retirees, the book lacks depth. It is a mile wide and an inch deep. Perhaps my perspective as a personal finance blogger for the past decade colors my view of the subject matter Tanja covers, but I did not believe that I learned a lot of new material. I wish that she did a deeper dive into the considerations necessary.
For example, she provides a brief run-through of the types of accounts that you can have, yet she neglects to get into the details of them. Before reading that section, I believed this book was a good introduction to the concept of early retirement for people in their late thirties or forties. Now, I believe that you are better off reading something free such as Mr. Money Mustache's blog to actually dive into the details of early retirement. While the book isn't bad, I would not recommend it to others.