Credit or debit? Rent or buy a house? Buy or lease a car? Take or decline the rental car insurance? Renovate the kitchen or finish the basement? Buy stocks or mutual funds?
Every day we are forced to make financial decisions, but the right answers all seem to require complicated, mind-numbing research. And who has time for homework when you're paying for a bag of Fritos at 7-11? Or filling out a payroll form on the first day of a new job? Thankfully, there's WORTH IT . . . NOT WORTH IT?
WORTH IT . . . NOT WORTH IT? demystifies complex, real-world dilemmas and breaks the answers down into simple, Do This/Not That solutions. Organized around six basic topics-Getting Started, Shelter, Automotive, Investing, Family Matters, and Retirement-this handy book is the Swiss Army knife of personal finance.
Armed with a sense of humor, a lot of energy, and beaucoup financial know-how, Otter offers readers a quick and easy guide to finance from initial savings to retirement plans. "The vast majority of financial decisions you face in life are very simple," Otter writes, and for the most part, the "cheaper answer is the right one." If he stopped there, readers might cry, "Not worth it!," but Otter, executive editor at CBS MoneyWatch.com, goes on to provide plenty of practical info. In engaging layman's terms, he covers topics that range from the quotidian (Is going organic worth the high price?) to the long-term (The cheaper the mutual fund, the better.) But the key to this book's success is Otter's consistent deferral to the individual though he guides readers through key considerations, the final decision is always the reader's to make. Structured more like a coffee-table book than an exhaustive reference tome, Otter's book nevertheless contains a wealth of understandable finance basics. Photos & illus.
Customer ReviewsSee All
Worth It ... Not Worth It?
Newly published. Recommended by Washington Post financial writer M. Singletary. Lots of advice for twenty something's up through retirees. Author has strong opinions about daily spending; use of credit cards; saving and investing; teaching kids how to manage money (allowance vs pay for chores?) helping your kids w college vs taking care of your own retirement; recommends websites for additional info.
Easy read and well worth the price!
Would definitely add to my list of recommended references ( for those who ask.) Am sharing info w my own financial advisor and retirement coach, for his reference list!