This is the eBook version of the printed book.
Today, a good credit score is essential for getting decent terms on credit--or for getting credit at all. But that's just the beginning: You're now being judged on your credit score by everyone from employers to cellphone carriers. Now, MSNBC/L.A. Times journalist Liz Weston has thoroughly updated her best-selling guide to credit scores, with crucial new information for protecting (or rebuilding) yours. Your Credit Score, Fourth Edition thoroughly covers brand-new laws changing everything from how your credit score can be used to how you can communicate with collectors. This edition also adds simple graphics revealing exactly how much skipped payments, bankruptcies, and other actions will lower your scores, and how long it takes to rebound. You'll find new information on "FAKO" alternative scores… expanded coverage of short sales, foreclosures, the new FICO 8 Mortgage Score, and when to "walk away" from a mortgage… guidance on protecting yourself against new credit risks from social networking and mobile banking… expanded coverage of credit scoring by insurers… and an all-new chapter on safeguarding against unethical or illegal use of credit scores by employers. Weston updates her expert guidance on using FICO 08 to raise your score… fighting lower limits and higher rates... maintaining the right mix of cards and balances... bouncing back from bad credit... choosing credit "solutions" that help, not hurt… and much more!
Customer ReviewsSee All
A Solid Book for Understanding Credit Scores
Did you know that you should never exceed 30% of your credit limit if you want the best credit score possible? "Your Credit Score" explains this and more so that you can get the highest number possible. It has greatly demystified the credit score game for me and I can't recommend it highly enough. Surely, it cannot answer every single question possible (or do the hard work for you), but it covers the most common topics in a concise, easy to read book.