Generation Earn
The Young Professional's Guide to Spending, Investing, and Giving Back
-
- USD 11.99
-
- USD 11.99
Descripción editorial
As a young professional today, you are part of a generation with greater earning power and more advanced degrees than preceding ones—along with a fresh, holistic outlook on financial success. Yes, you might have taken out more debt than previous generations, but that doesn’t mean you’re a slacker living off credit cards and takeout as media pundits would have people believe. Kimberly Palmer, the Alpha Consumer columnist for US News & World Report, frequently receives questions from twenty-, thirty-, and forty-something readers like you about making smart, sustainable life choices, including:
What should I be doing with my savings? • Should I take on freelance jobs? • Where should I invest my money? • Should I buy a house or keep renting? • Does it make sense to share a mortgage with my significant other? • Can I afford a baby? • How can I support the causes I believe in? • Should I start a nonprofit?
In Generation Earn, Palmer answers these questions—and many more—in three parts. Part one centers on the self, covering professional goals, personal spending, debt management, and investing. Part two focuses on creating a home, including renting, mortgages, marriage, and saving for baby. Part three addresses the world at large, including green spending, sustainable donating, and supporting nonprofits. Add it all up and you have a plan for every major decision you’ll have to make to create a successful life.
PUBLISHERS WEEKLY
Young people have a serious PR problem, argues U.S. News World Report finance columnist Palmer. According to the media, the youngest slacker generation is wallowing in credit card debt, rolling in unnecessary luxury goods, and living in their parents' basements or are they? The truth, it turns out, is quite a bit cheerier. Only one in three college students has a credit card, and the average amount owed is only $495. But these young whippersnappers coming of age in a recession could still use some solid advice, and Palmer is here to help. She gives a comprehensive overview of the basics of financial literacy, including defining financial goals, weighing a traditional job vs. entrepreneurship, saving for retirement, voluntary simplicity, the effect that marriage and children can have on your finances, and how to prioritize charitable giving even on a tight budget. Though her advice is solid and her message of embracing sustainability and thriftiness sound, the tone is dry and the content familiar it's been done better, by others, and Millennials searching for inspired money advice would be better off looking elsewhere.
