Die With Zero
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3.7 • 32 Ratings
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- £9.99
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- £9.99
Publisher Description
A WALL STREET JOURNAL BESTSELLER
A Common-Sense Guide to Living Rich….Instead of Dying Rich
Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.
The only thing you wasted along the way was…your life.
Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It’s intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one’s so-called Golden Years.
In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins’ plan for optimizing your life, stage by stage, so you’re fully engaged and enjoying what you’ve worked and saved for.
You’ll discover how to maximize your lifetime memorable moments with “experience bucketing,” how to convert your earnings into priceless memories by following your “net worth curve,” and find out how to navigate whether to invest in, or delay, a meaningful adventure based on your “spend curve” and “personal interest rate.”
Using his own life experiences as well as the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance —Perkins makes a timely, convincing, and contrarian case for living large.
Customer Reviews
It was ok…
Not a particularly engaging listen or subject matter, even for those interested in personal finance… more of a ‘rich people problems’ book that could have been an email.
Garbage
If you can’t be bothered reading my full review, it can be summed up in one word: garbage.
"Die with Zero" by Bill Perkins, while ambitious in its attempt to revolutionize how we think about spending and saving money, falls short on several fronts. The central premise—that one should aim to die with zero dollars in the bank by maximizing life experiences—is fundamentally flawed and irresponsible. This concept disregards the practical realities of financial stability and the unpredictable nature of life. Perkins' advice can lead to reckless financial behavior, especially among those who do not have the safety net of significant wealth.
Moreover, the book is peppered with anecdotes that come off as privileged and out of touch. Perkins, a successful hedge fund manager, fails to account for the socioeconomic diversity of his readership. His experiences and the financial risks he can afford to take are not representative of the average person. The book lacks nuanced, practical guidance for those in different financial situations, making it more of a fantasy than a realistic guide.
The writing itself is often repetitive and didactic, with Perkins hammering home the same points without offering substantial new insights as the chapters progress. The book could have benefited from a more critical exploration of the potential downsides of his philosophy, rather than glossing over the risks and uncertainties inherent in such an approach to financial planning.
In essence, "Die with Zero" reads as a manifesto for the financially privileged, advocating for a lifestyle that many cannot realistically adopt without significant risk. While its message of valuing experiences over money is appealing, the execution is deeply flawed, rendering it an impractical guide for the majority of readers.