Why Don't Households have a Checking Account?
Journal of Consumer Affairs 2004, Summer, 38, 1
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Publisher Description
Using the Surveys of Consumer Finance from 1989 to 2001, this study explores households' reasons for not having a checking account. Reasons have changed over time, shifting away from account features and toward human capital and institutional reasons. We also find that reasons for not having an account are related to income, race/ethnicity, marital status/gender, planning horizon, education, previous account experience, and credit history. We suggest potential responses for community educators, firms, and policy makers. **********
GENRE
Business & Personal Finance
RELEASED
2004
June 22
LANGUAGE
EN
English
LENGTH
56
Pages
PUBLISHER
American Council on Consumer Interests
SELLER
The Gale Group, Inc., a Delaware corporation and an affiliate of Cengage Learning, Inc.
SIZE
338.9
KB
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